Which type of insurance company has its home office located in Florida and sells coverage throughout the state?

A domestic insurance company is defined as one that is chartered and has its primary operations within a specific state—in this case, Florida. This type of company is subject to the regulations and laws of its home state and sells insurance policies primarily to residents of that state. The key characteristic that makes it domestic is that its headquarters are based in the same state where it operates, allowing it to cater specifically to the needs and requirements of that local market.

In contrast, a foreign insurance company operates in a state other than the one in which it is chartered. An alien company is one that is incorporated outside of the United States or its territories. International refers more broadly to operations that span multiple countries or involve multinational business practices. Therefore, the choice of a domestic insurance company is the accurate one since it pertains specifically to an organization based in Florida selling coverage within the state.