Which type of dwelling policy is referred to as the "Special form"?

The "Special form" of dwelling policy is known as the DP-3. This type of policy provides comprehensive coverage for a dwelling and its contents against all risks unless specifically excluded. It is designed for property owners who want a broader scope of protection compared to other forms like DP-1, which offers basic coverage, and DP-2, which provides limited named perils coverage.

The DP-3 policy covers various risks, making it an excellent choice for homeowners seeking extensive security. This policy includes both the structure of the dwelling and personal property, ensuring that policyholders are protected against a wide array of potential damages, including those caused by fire, theft, vandalism, and other unexpected events. The focus on "all risks" coverage is what distinguishes DP-3 as the Special form among the different dwelling policy types.