Which type of auto insurance coverage is primarily concerned with damage to your vehicle?

Collision coverage is specifically designed to protect your vehicle in the event of an accident, regardless of who is at fault. This type of coverage helps pay for the repair or replacement of your car if it is damaged as a result of a collision with another vehicle or object. It focuses strictly on incidents that cause direct damage to your own vehicle, making it essential for those who want to safeguard their investment in their car.

In contrast, liability coverage pertains to damage or injuries you cause to others during an accident and does not cover your own vehicle. Comprehensive coverage protects against damages to your vehicle from non-collision incidents, such as theft, vandalism, or natural disasters, while uninsured/underinsured motorist coverage provides protection when involved in an accident with a driver who lacks sufficient insurance. Each of these other coverages serves distinct purposes, but collision coverage is the one that directly addresses damage to your vehicle from collisions.