Which of the following would be an example of misrepresentation?

Providing false information about a policy's benefits is an example of misrepresentation because it involves giving inaccurate or deceptive details regarding what the policy offers. This can lead policyholders or potential customers to make decisions based on false expectations about the coverage they are purchasing. Misrepresentation undermines trust and can have significant legal repercussions for the insurer, as it can mislead consumers about the true nature of the product. This type of behavior is considered unethical in the insurance industry and violates regulatory standards designed to protect consumers.

In contrast, clearly stating policy limits, giving complete disclosure of all fees, and outlining terms and conditions represent responsible practices. These actions are all aimed at fostering transparency and clarity, ensuring that customers have a complete and accurate understanding of their insurance products.