Which coverage would apply for loss of items such as precious metals or furs during a robbery?

Scheduled Coverage is the correct choice for losses involving specific high-value items such as precious metals or furs during a robbery. This type of coverage allows policyholders to list and insure individual items with high personal value, providing specified limits of coverage for each item. Such coverage is essential for valuable possessions that may exceed the limits of standard insurance policies.

Scheduled Coverage typically ensures that these items are protected against risks such as theft or damage without being subject to the lower limits often associated with more general types of coverage. This specialized approach offers peace of mind for those who own high-value possessions, as it provides defined protection tailored to the specific items listed on the schedule.

Other types of coverage, while valuable, do not specifically cater to the unique needs associated with high-value items. Basic Coverage generally refers to standard policies with limited protection. Full Replacement Coverage may provide for the replacement of lost items but usually does not apply to specifically listed valuable items. Aggregate Coverage usually refers to a total limit on claims across various items but does not detail coverage for individual high-value items.