What type of insurance can a general lines agent write?

A general lines agent is licensed to write multiple types of insurance, which includes property and casualty, surety, and health insurance. This broad range allows the agent to serve various customer needs, ensuring that they can provide coverage for a wide array of potential risks such as homeowners, auto accidents, and health-related expenses.

Being able to offer these diverse types of policies is essential for a general lines agent as it provides flexibility and can accommodate different customer situations. For instance, a client may need coverage for both their home (property) and their vehicle (casualty), and a general lines agent can help with both rather than having to refer the client to multiple specialists. The other options are too restrictive, focusing only on one type of insurance, which does not reflect the full scope of a general lines agent’s capabilities.