What type of benefits might cover lost wages due to a work-related injury?

Temporary disability benefits are designed specifically to provide financial assistance to workers who are unable to perform their job duties due to a work-related injury or illness. These benefits typically replace a portion of the employee's wages during the recovery period, ensuring that they have some income while they are unable to work.

This type of coverage is crucial for employees who may face financial hardship due to lost income stemming from their inability to work. In many jurisdictions, the amount and duration of these benefits can vary based on state laws and the specifics of the employer's workers' compensation policy.

Health benefits primarily cover medical expenses rather than direct wage replacement, while vocational rehabilitation benefits assist in retraining for a different job if the worker is unable to return to their previous position but do not directly cover lost wages. Pension benefits, on the other hand, are typically retirement-based and not designed to address immediate income loss due to temporary inability to work.