What must an insurer file to certify that auto liability coverage is in effect for a driver in Florida?

In Florida, when an individual requires proof of auto liability coverage, insurers must file a Form SR-22. This is a certification that confirms a driver holds the necessary liability insurance required by the state. The SR-22 is utilized primarily for high-risk drivers or those who have had certain violations, and it acts as a way for the state to verify that the driver has maintained the required insurance coverage over a specified period.

The purpose of this form is to ensure that drivers who have previously had issues regarding their insurance status are compliant with Florida's insurance laws. By filing the SR-22, the insurer takes responsibility for notifying the state if the driver's coverage lapses, which helps maintain accountability for drivers who need to reinstate their privileges to drive legally.

Other forms listed in the choices do not serve the same purpose in Florida's insurance context, which emphasizes the specific role of the SR-22 in certifying active auto liability coverage.