What is typically the result of an insurance company engaging in sliding?

Sliding refers to the unethical practice of an insurance agent presenting a consumer with a policy that includes coverage they did not request, often alongside the legitimate policy they sought. This can mislead the consumer into thinking they are receiving more value, but the additional coverage may come with unnecessary costs or may not even be beneficial.

When an insurance company engages in sliding, it often leads to legal ramifications. Regulatory bodies, as well as state laws, prohibit this practice because it undermines consumer rights and trust. If an insurance company is found to have engaged in sliding, it can face legal action, resulting in fines, sanctions, or even revocation of licenses.

The other options do not appropriately reflect the consequences of sliding. Increased transparency and enhanced customer trust are generally outcomes sought by ethical practices in insurance, rather than dishonest ones like sliding. Greater market penetration typically results from legitimate sales strategies that build consumer confidence, not unethical practices that could damage a company's reputation and lead to legal issues.