What is the term for changes made to the original terms of an insurance policy?

The correct term for changes made to the original terms of an insurance policy is endorsements. An endorsement is a document that modifies the terms of the existing insurance policy, adding, deleting, or altering coverage. This allows policyholders to tailor their insurance to meet specific needs or circumstances that were not originally covered.

In the context of insurance policies, amendments typically refer to formal changes in legal documents, while adjustments usually pertain to changes related to claims or underwriting rather than a direct alteration of policy terms. Declarations are distinct sections of insurance policies that outline key details such as the insured's name, coverage limits, and effective dates but do not involve changes to the terms themselves.