What form of insurance covers direct and indirect losses related to properties other than one- to four-family dwellings?

Commercial Property Insurance is the correct choice because it is specifically designed to cover both direct and indirect losses related to various types of properties used for business purposes, such as office buildings, retail stores, and warehouses. This type of insurance can protect against risks such as fire, theft, and certain natural disasters affecting the physical building and any property contained within it.

In contrast, homeowners insurance primarily covers residential properties like single-family homes. Auto insurance is focused on vehicles and does not apply to property losses outside of those. Condominium insurance typically covers the individual owner's unit and personal belongings but not the broader spectrum of commercial properties. Therefore, Commercial Property Insurance is uniquely suited to address the needs of businesses in protecting their assets against potential losses.