Under basic PIP coverage in Florida, what percentage of medical bills is typically covered?

Under basic Personal Injury Protection (PIP) coverage in Florida, typically 80% of medical bills incurred as a result of an automobile accident are covered. This is a crucial aspect of PIP insurance, as it is designed to provide immediate financial assistance for medical expenses, regardless of who was at fault in the accident.

It’s important to note that while PIP coverage may assist with a significant portion of medical costs, the remaining 20% may still be the responsibility of the insured, which can lead to out-of-pocket expenses if additional health insurance does not supplement the coverage. Understanding the specifics of this coverage is vital for consumers to make informed decisions regarding their insurance policy options and potential liabilities following an accident.