Major Medical Insurance typically covers:

Major Medical Insurance is designed to provide extensive coverage for a wide range of healthcare services, making it a comprehensive option for individuals seeking health insurance. This type of insurance generally covers various health expenses, including hospital stays, surgeries, preventive services, and treatments for serious illnesses or injuries, often with high benefit limits to ensure that significant medical costs can be managed without causing a financial burden.

The emphasis on comprehensive care with high limits is crucial, as it reflects the nature of major medical policies which aim to protect policyholders from high medical bills. The high benefit limits often associated with such coverage ensure that even costly medical interventions are feasible for the insured, thereby encouraging them to seek necessary care without financial hesitation.

In contrast, other options focus on limited aspects of healthcare. For example, emergency services, routine check-ups, and prescription drugs are typically part of broader health programs or may be covered to a lesser extent under major medical plans but do not reflect the full scope of what major medical insurance encompasses. By focusing on comprehensive coverage, major medical insurance helps individuals navigate complex health situations wherever extensive treatment may be necessary.