How much does Jane's PIP coverage pay from her medical bills of $5,000 if the payout is determined to be $4,000?

In this scenario, Jane's Personal Injury Protection (PIP) coverage has been determined to pay out $4,000 on her medical bills totaling $5,000. To find the percentage of the medical bills covered by the PIP payout, you take the payout amount and divide it by the total medical bills, then multiply by 100 to convert it to a percentage.

Calculating this gives:

(4,000 / 5,000) * 100 = 80%

This means that the PIP coverage is providing 80% of the total medical bills. Thus, the payout represents a significant portion of Jane's expenses, and understanding this calculation is essential for insurance professionals to effectively communicate coverage limits and benefits to clients.