For which type of structure might a Homeowner's Policy offer coverage?

A Homeowner's Policy is specifically designed to provide coverage for residential properties, which typically include single-family homes, condominiums, and sometimes certain types of multi-family dwellings. These policies offer financial protection against risks such as fire, theft, vandalism, and liability for injuries occurring on the property.

Residential properties are considered personal property, and the insurance is tailored to address the needs and risks associated with owning and living in a home. This includes coverage for the physical structure, personal belongings, and additional living expenses if the home becomes uninhabitable due to a covered event.

The other options, while they do represent types of properties, do not fall under the coverage of a Homeowner's Policy. For instance, commercial buildings and industrial factories are covered by commercial insurance policies specifically designed to meet the unique risks of business operations. Vacant land, being unoccupied and not in use, typically does not require Homeowner’s coverage since there are no residential risks involved. Therefore, the focus of a Homeowner's Policy is clearly on residential properties, making that the correct answer.