Crime Insurance is considered __________ over any other insurance coverage.

Crime insurance is categorized as primary coverage because it provides essential financial protection against losses resulting from specific criminal acts, such as theft, fraud, and embezzlement. This type of insurance is vital for businesses and individuals who face potential risks of loss due to crime, making it foundational to their overall risk management strategy.

In contrast, options referring to crime insurance as a luxury supplement, a special category, or a secondary layer mischaracterize its importance. Crime insurance is not merely supplemental or luxurious; it addresses specific risks that can significantly impact an entity's financial stability. As a primary coverage, it directly safeguards against potential losses and helps ensure that businesses can continue operating even in the aftermath of criminal activity. Recognizing crime insurance as primary coverage emphasizes its critical role in comprehensive insurance planning.